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The concept Credit card is not used internationally uniformly. In the German-speaking countries real credit cards as well as load maps, Daily-load maps, cheque cards or debit maps and Prepaidkarten are called with it (to the respective concepts see and) . Generally only such debit and Prepaidkarten are looked as credit cards which own the acceptance sign of one of the credit card organisation and are accepted, hence, everywhere where also with real credit cards and load maps can be paid. Against it the concept is used in other parts of the world in divergent manner. Thus it is usual, e.g., in English-speaking countries to call only real credit cards and (partial) Prepaid credit cards as credit card and latter only of her name are calculated because of to the credit cards and this perception is indisputable by no means. Other maps, as for example debit or load maps, will own, no matter, whether they the acceptance sign of one of the credit card organisation, basically as independent forms of map-based currencies respectably.

The most current credit card kind in Germany is visas, MasterCard or load map AMEX. The credit card business exists as well as the debit map business of the Issuing, the map issue, and the Acquiring, the acceptor’s account.